Roof decisions,
told straight.

The federal residential solar Investment Tax Credit (Section 25D) expired 12/31/2025 with the One Big Beautiful Bill Act. As of 2026-04, an unsettling share of solar quotes still cite the 30% credit on the proposal — sometimes prominently, sometimes buried in the financing math.

That single misrepresentation can flip a 12-year payback into break-even or worse. We hold the line on that. Solar still pencils out in roughly 10 states with strong surviving programs — New York, Massachusetts, New Jersey, Illinois, Maryland, Oregon, Connecticut, Rhode Island, Vermont, Minnesota — and is closer to a coin-flip in another 10. In the remaining 30, the honest answer is “not without a fight” — your payback runs almost entirely on net-metering credits and electricity-rate avoidance, which is a different decision than “30% off and the panels pay for themselves.”

The same standard applies elsewhere on the site. Insurance claim recommendations are state-by-state because deductibles, statutes of limitation, and adjuster scope variance differ materially between markets. Cost ranges are 2026 estimates, regionally adjusted, with the underlying source cited. Material lifespans are warranted spec, not best-case marketing. We do not list paid roofers, do not take placement-agency referrals, and the “hire a roofer” flow vets contractors on insurance, license, references, and complaint history before matching.

If you spot an error — a state program we’ve missed, a cost figure that’s drifted, an installer practice that’s shifted — email [email protected]. We update with citations.